Terms of Service

You must be at least 18 years old and have full legal capacity to enter into a binding contract in your jurisdiction. You must not be a citizen, resident, tax resident, or located in any jurisdiction in which use of the Service would be unlawful, including jurisdictions subject to comprehensive sanctions administered by the U.S. Office of Foreign Assets Control (OFAC), the European Union, the United Kingdom, or the United Nations Security Council.

To open an account you must provide a valid email address, choose a password that meets our minimum complexity requirements, and agree to these Terms, the Privacy Policy, and the Risk Disclosure. You may only operate one account per natural person. We may, in our sole discretion, decline to open, restrict, or close any account at any time.

You agree to provide accurate, current, and complete information at registration and to keep that information up to date. You are solely responsible for safeguarding your credentials, two-factor authentication device, recovery email, and any withdrawal address you register.

XRPro is a non-custodial-style yield protocol built on the XRP Ledger ("XRPL"). The Service allows users to allocate XRP and other supported assets across automated strategies — including AMM liquidity provisioning, RLUSD lending markets, payment-channel streaming, and Hooks-based auto-compounding vaults — and to track positions, accrued yield, and on-chain transactions through a unified dashboard.

Strategies, advertised APYs, allocation weights, fees, and supported assets may change at any time without notice. Historical performance is not indicative of future results. Any ranges or estimates displayed in the calculator, marketing pages, or dashboard are projections based on internal modelling and prior protocol activity, not guarantees.

Nothing on the Service constitutes financial, investment, brokerage, accounting, tax, or legal advice. We are not your fiduciary, broker, investment adviser, or tax adviser. You are solely responsible for evaluating whether any deposit, allocation, or withdrawal is suitable for your circumstances, and for consulting qualified professionals as needed.

Deposits are credited to your account once the corresponding XRPL transaction has reached the required number of validated ledgers and any third-party payment provider has marked the transaction as settled. Network fees, exchange spreads, and provider fees may reduce the amount credited.

Withdrawals are processed manually after a review window that typically resolves within 24 business hours but may take longer during periods of elevated volume, security review, or external network disruption. Network minimums and reserve requirements imposed by XRPL apply. You are solely responsible for the accuracy of any withdrawal address you submit; transfers sent to incorrect or incompatible addresses may be unrecoverable.

We may delay, decline, or reverse any deposit or withdrawal we reasonably believe to be associated with fraud, market manipulation, sanctions exposure, money laundering, terrorist financing, error, or breach of these Terms.

The Service may charge management fees, performance fees, network gas subsidies, or referral commissions, each of which is disclosed in the dashboard or in the relevant in-product surface. Yield accrual is calculated from on-chain activity and credited to your account on the schedule shown for the strategy you selected. We reserve the right to revise fee schedules and yield mechanics with reasonable notice.

If you participate in the referral program you agree not to engage in spam, paid traffic that violates the destination platform's policies, deceptive advertising, impersonation of XRPro, or self-referral. We may withhold, claw back, or forfeit referral commissions associated with activity that breaches these Terms or that we reasonably suspect of being fraudulent.

You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorised access to any part of the Service, other accounts, or related infrastructure; (c) probe, scan, or test the vulnerability of any system or network without our prior written consent; (d) interfere with or disrupt the Service, including via denial-of-service attacks, automated scraping at unreasonable rates, or oracle manipulation; (e) use the Service to launder funds, evade sanctions, finance terrorism, or facilitate any other criminal activity; (f) reverse engineer, decompile, or disassemble proprietary components except to the extent expressly permitted by applicable law; or (g) misrepresent your identity, jurisdiction, or affiliation.

You acknowledge that the Service interacts with public blockchains and smart contracts that we do not fully control. Transactions, once submitted, are typically irreversible. Smart contracts may contain bugs, exploits, or unintended behaviour. Validators, sequencers, and other infrastructure providers may experience downtime, censorship, reorgs, or forks. You accept these risks in full and agree that we are not liable for losses arising from on-chain conditions outside our reasonable control.

You must promptly notify us at support@xrpro.gg of any suspected unauthorised access, lost device, or other security event affecting your account. You remain responsible for all activity carried out under your credentials until you have notified us and we have had a reasonable opportunity to act.

We may suspend, restrict, or terminate your account and access to the Service at any time for breach of these Terms, suspected fraud or sanctions exposure, regulatory requirement, or to protect the integrity of the Service. You may close your account at any time by withdrawing your balance and contacting support. Sections that by their nature should survive termination (including disclaimers, limitations of liability, indemnities, and dispute resolution) survive termination.

All trademarks, logos, copy, designs, source code, audits, documentation, and other materials made available through the Service are the property of XRPro or its licensors and are protected by intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Service for your own personal, non-commercial use, subject to these Terms.

The Service may rely on third-party providers, including payment processors, analytics, email infrastructure, oracle networks, and blockchain RPC providers. We are not responsible for the acts or omissions of any third party. Your use of any third-party service is governed by that party's terms.

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF MALICIOUS CODE, OR THAT ANY ADVERTISED YIELD WILL BE ACHIEVED.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL XRPRO, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID TO US IN THE SIX MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD 100.

You agree to indemnify, defend, and hold harmless XRPro and its affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Service; (b) your breach of these Terms; (c) your violation of any law or third-party right; or (d) any tax obligation arising from your activity on the Service.

These Terms are governed by the laws of England and Wales, without regard to conflict-of-law principles. Any dispute arising out of or in connection with these Terms shall first be addressed through good-faith negotiation. If the dispute is not resolved within 30 days, it shall be referred to and finally resolved by arbitration administered by the London Court of International Arbitration (LCIA) under its rules then in force, by a single arbitrator, in English. Nothing in this clause prevents either party from seeking urgent injunctive relief from a court of competent jurisdiction.

We may revise these Terms from time to time. Material changes will be communicated via email or through the dashboard at least 14 days before they take effect, except where a shorter notice period is required for legal, regulatory, or security reasons. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force. Our failure to enforce any right is not a waiver. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganisation, or sale of substantially all of our assets. These Terms, together with the Privacy Policy and Risk Disclosure, constitute the entire agreement between you and XRPro.

Questions about these Terms can be sent to support@xrpro.gg. Security disclosures: support@xrpro.gg. General support: support@xrpro.gg.